RV and Motorhome Insurance

Embark on your next great adventure with the comfort of knowing your “home away from home” is protected by a policy as versatile as your travel plans. RV and motorhome insurance is unique because it combines the specialized protections of a vehicle policy with the comprehensive safeguards of homeowners’ insurance. Whether you are navigating a luxury Class A motorhome across state lines, weekend-warrioring in a Class C camper, or living the “van life” in a custom Class B, we provide the robust coverage necessary to protect both your transport and your living space.

A standard auto policy often falls short when it comes to the complexities of RV ownership, such as specialized plumbing, built-in appliances, and the personal belongings you carry for long-term stays. Our tailored plans offer specialized “Vacation Liability” for when you are parked at a campsite, as well as protection for awnings, satellite dishes, and external gear. With InsureMoreNow, you don’t just get a policy; you get a travel partner dedicated to ensuring that a mechanical breakdown or a campsite incident doesn’t derail your journey or your finances.

• Total Loss Replacement to provide a brand-new RV if yours is totaled

• Vacation Liability for bodily injury and property damage while parked

• Personal Effects Coverage for clothing, electronics, and camping gear

• Roadside Assistance designed for the weight and size of large motorhomes

• Emergency Expense Reimbursement for hotels and transport after a loss

• Full-Timer’s Coverage for those who use their RV as a primary residence

• Adjacent Structures Coverage for porches, carports, and storage sheds

• Pest and Roof Protection options to safeguard against environmental damage

Choosing the right insurance for your motorized or towable RV requires an expert touch. Our advisors understand the nuances between recreational use and full-time living, helping you secure the exact limits you need to meet both lender requirements and personal peace of mind. We work with top-tier carriers to provide competitive rates and discounts for original owners, safety course graduates, and seasonal storage. Drive toward the horizon with the security of a policy that values your lifestyle and protects your investment with precision.

At InsureMoreNow, we believe the road should be a place of discovery, not worry. Our responsive claims team is available 24/7 to assist you, whether you’re in a remote national park or a coastal resort. We are committed to providing efficient service that understands the urgency of getting your home back on its wheels. Secure your mobile lifestyle today with an RV and motorhome insurance plan that offers the perfect combination of mobility, security, and exceptional value.