Motorsport and ATV Insurance

Push the limits and explore the rugged terrain with the confidence that you and your off-road vehicles are fully protected. Standard auto and homeowners’ insurance policies rarely provide the specific coverage needed for high-performance motorsports or all-terrain vehicles, especially when you are off your own property. Our Motorsport and ATV insurance is designed to fill those critical gaps, offering specialized protection for dirt bikes, dune buggies, snowmobiles, and four-wheelers. Whether you are racing through forest trails or working on a rural job site, we ensure that your adventure isn’t halted by an unforeseen accident or mechanical failure.

We understand that off-roading comes with its own unique set of risks, from navigating public trails to transporting your gear to remote locations. Our policies are built to protect your investment from a wide range of hazards, including theft, vandalism, and trail-side collisions. By offering tailored liability and physical damage limits, we help you manage the financial risks associated with the aggressive nature of motorsports. With InsureMoreNow, you can focus on the thrill of the ride while we handle the complexities of your coverage, providing a safety net that is as durable as your machine.

• Bodily Injury Liability to protect you if your vehicle causes harm to others

• Property Damage Liability for damage to trails, fences, or other vehicles

• Collision Coverage to repair your ATV or dirt bike after an impact

• Comprehensive Protection for non-collision events like fire, theft, or hail

• Custom Parts & Equipment for aftermarket modifications and performance kits

• Transport Trailer Coverage to protect the trailer used to haul your vehicles

• Medical Payments for you and your passengers regardless of who is at fault

• Safety Apparel Protection for your helmets, goggles, and protective riding gear

Choosing the right motorsport policy involves more than just selecting a price; it requires an understanding of where and how you ride. Many state and national parks require proof of specialized insurance before allowing access to their trail systems. Our expert advisors guide you through these requirements, helping you find competitive rates for even the most aggressive machines. We leverage our deep industry knowledge to provide you with a policy that respects your budget while maximizing your trail-side security, ensuring you never have to ride at your own risk.

At InsureMoreNow, we share your passion for the outdoors and the adrenaline of off-road exploration. We believe that every enthusiast deserves a partner who is committed to their safety and financial stability. Our responsive claims team is trained to handle the specific needs of motorsport repairs, ensuring you get back to the trail as quickly as possible. Protect your off-road legacy and your future today with a motorsport insurance plan that delivers high-octane reliability.