Landlord Insurance

Protecting a rental property requires a specialized approach that a standard homeowners policy simply cannot provide. As a landlord, you face unique risks, from tenant-related liability to the potential for significant lost income if your property becomes uninhabitable. Our Landlord Insurance is designed to safeguard your financial investment, covering the physical structure of your rental units as well as the specialized liabilities associated with being a property owner. Whether you are renting out a single-family home, a multi-unit apartment complex, or a condo, we provide the robust security you need to manage your portfolio with confidence.

We understand that for landlords, your property is more than a building—it is a source of income and a long-term asset. Our policies offer a critical safety net through “Loss of Rent” coverage, ensuring that if a fire, storm, or other covered peril forces your tenants to move out, you continue to receive fair market rent while repairs are being completed. This protects your cash flow and ensures you can meet your mortgage obligations even during a crisis. With InsureMoreNow, you get comprehensive protection that values your business interests and secures your legacy as a property owner.

• Dwelling Coverage to repair or rebuild the rental structure after a loss

• Loss of Rent reimbursement to maintain your income during repairs

• Landlord Liability to protect your assets against tenant or guest lawsuits

• Other Structures protection for detached garages, fences, and sheds

• Personal Property coverage for landlord-owned appliances and maintenance tools

• Vandalism and Burglary options to protect against intentional tenant damage

• Legal Expenses coverage for tenant disputes, evictions, or contract issues

• Building Code Upgrades to cover the costs of meeting modern construction laws

Choosing the right landlord policy involves more than just covering the walls; it requires a deep understanding of your tenant profiles and local market risks. Our expert advisors work with you to identify the specific limits and endorsements—such as “Rent Guarantee” or “Pet Damage” riders—that fit your management style. We offer competitive rates and discounts for well-maintained properties, long-term tenants, and multi-property portfolios, allowing you to maximize your profitability without sacrificing your security. Let us handle the risks so you can focus on growing your investments.

At InsureMoreNow, we are dedicated to providing the responsive service and expert guidance that modern landlords demand. Our claims team is available 24/7 and is specifically trained to handle the nuances of rental property recovery, from coordinating with repair crews to validating lost income claims. We believe that professional property management deserves professional insurance protection. Secure your rental business today with a landlord insurance plan that offers the perfect balance of property protection, liability security, and financial stability.