General Liability Insurance

In today’s fast-paced business world, even the most cautious business owners are exposed to the risk of an unexpected accident. General Liability Insurance, often referred to as commercial liability insurance, is the fundamental baseline of protection for your company. It is designed to safeguard your business from the financial impact of claims involving third-party bodily injuries, property damage, and personal or advertising injuries. Whether a customer slips on a wet floor in your shop or an employee accidentally damages a client’s property during a service call, this policy ensures that a single mistake doesn’t turn into a financially devastating lawsuit.

We understand that your business’s reputation is one of its most valuable assets. That’s why our general liability plans go beyond physical accidents to include protection against “reputational harm.” If your business is sued for libel, slander, or copyright infringement in your advertisements, your policy provides the resources needed to defend your brand in court. With the average cost of a liability lawsuit reaching thousands of dollars in legal fees alone, having a robust general liability policy is not just a safety measure it is a critical component of a responsible and sustainable business strategy.

• Bodily Injury to cover medical costs and legal fees if a non-employee is injured on your premises

• Property Damage protection for damage caused by your business to someone else’s assets

• Personal & Advertising Injury to shield you from claims of libel, slander, or defamation

• Medical Payments for immediate coverage of minor injuries regardless of legal fault

• Products and Completed Operations for claims arising from a product you sold or a service you finished

• Legal Defense and Settlements to pay for attorney fees, court costs, and any awarded damages

• Fire Legal Liability for damage to a commercial space you rent or lease

• Host Liquor Liability for incidents occurring during business-related social events

Beyond financial protection, carrying general liability insurance is a powerful tool for business growth. Many clients, landlords, and government agencies require proof of liability coverage before they will sign a contract or issue a professional license. By providing a Certificate of Insurance (COI), you demonstrate to potential partners that you are a stable, professional, and trustworthy entity. With InsureMoreNow, you get more than just a policy; you get the credentials you need to win bigger bids, secure better locations, and outpace your competition with confidence.

At InsureMoreNow, our mission is to provide the high-quality, transparent protection that small and medium-sized businesses deserve. Our claims team is available 24/7 to provide immediate support, helping you navigate the complexities of legal disputes with expert guidance and clear communication. We believe that every business owner should be able to focus on their vision without the constant fear of unpredictable liability. Secure your company’s future today with a general liability insurance plan that offers the perfect balance of comprehensive security, professional credibility, and exceptional value.