Contractor Insurance

In the construction and trade industries, your reputation and your liability are your most important assets. Whether you are a general contractor managing large-scale projects or a specialized artisan like an electrician or plumber, an unexpected accident, property damage, or a workplace injury can lead to devastating financial consequences. Our Contractor Insurance is designed to provide a high-performance safety net, ensuring that your business is protected against the unique risks of the job site. We help you meet contract requirements, secure permits, and provide the professional certificates of insurance (COIs) you need to win more bids and grow your business.

We understand that every job site presents a different set of challenges. Our policies offer a comprehensive range of protections, from General Liability and Workers’ Compensation to specialized Inland Marine coverage for your tools and equipment. We go beyond basic coverage to include essential protections like “Completed Operations,” which safeguards you even after the project is finished. With InsureMoreNow, you get a dedicated partner who understands the fast-paced nature of the construction world and provides the robust security needed to keep your projects moving forward without interruption.

• General Liability to protect against third-party bodily injury and property damage

• Workers’ Compensation to cover medical costs and lost wages for injured employees

• Inland Marine coverage for your tools, machinery, and equipment while in transit or on-site

• Completed Operations to protect your business from claims after a project is finished

• Builder’s Risk to safeguard buildings under construction from fire, wind, and theft

• Professional Liability for errors in design, consulting, or project management

• Commercial Auto for trucks, vans, and trailers used in your daily operations

• Surety Bonds to guarantee contract performance and fulfill licensing requirements

Choosing the right insurance as a contractor requires more than just a one-size-fits-all policy. Our expert advisors work with you to identify the specific risks associated with your trade, ensuring you have the right endorsements for “Subcontractor Liability” and “Additional Insured” status often required by project owners. We offer competitive rates and flexible payment plans, allowing you to maintain premium protection without straining your project’s overhead. Protect your crew, your equipment, and your professional future today with a plan that is as hardworking as you are.

At InsureMoreNow, we are committed to providing the rapid support that contractors demand. Our claims team is specifically trained to handle construction-related incidents, providing transparent communication and technical expertise to resolve claims quickly. We believe that professional tradespeople deserve professional insurance. Secure your business and your legacy today with a contractor insurance plan that offers the perfect balance of on-site security, legal protection, and financial stability.