Condo Insurance

Condominium living offers a unique lifestyle, but it also presents unique insurance requirements that a standard homeowners policy won’t cover. While your Condo Association typically carries a “Master Policy” for the building’s exterior and common areas, that coverage usually stops at your front door. Our Condo Insurance is specifically designed to protect everything inside your unit—from your granite countertops and hardwood floors to your personal belongings and high-end appliances. We provide the essential protection you need to ensure that your investment is fully shielded, regardless of what happens in the units around you.

We understand the complexity of “walls-in” coverage and how it interacts with your association’s bylaws. Our policies provide a critical safety net for your personal property, as well as liability protection for incidents that occur within your private space. We also include “Loss Assessment” coverage, which can help protect you if your association passes on a portion of a major building claim or liability lawsuit to individual unit owners. With InsureMoreNow, you can enjoy the benefits of condo living with the absolute certainty that your private sanctuary is comprehensively protected.

• Building Property coverage for your unit’s interior walls, flooring, and cabinetry

• Personal Property protection for furniture, clothing, electronics, and valuables

• Loss Assessment coverage for shared building claims billed to unit owners

• Personal Liability to safeguard your assets if someone is injured in your unit

• Loss of Use reimbursement for living expenses if your condo is being repaired

• Medical Payments for guests who experience minor injuries while visiting

• Sewer and Drain Backup options to protect against common multi-unit risks

• Scheduled Item Riders for jewelry, fine art, and expensive collections

Choosing the right condo policy requires a careful review of your association’s master policy. Our expert advisors specialize in identifying the gaps in “Bare Walls” or “All-In” association coverage, ensuring you aren’t paying for overlapping protection while maximizing your security where it counts. We offer a variety of discounts for fire alarms, sprinkler systems, and multi-policy bundling, providing you with premium protection at a price that fits your monthly budget. Let us help you navigate the fine print so you can focus on enjoying your home.

At InsureMoreNow, we are dedicated to providing responsive and transparent service to every condo owner. Our claims team is trained to coordinate effectively with both you and your association to resolve claims quickly and fairly. We believe that your home should be a place of relaxation, and we work tirelessly to keep it that way through expert risk management and compassionate support. Secure your urban or suburban retreat today with a condo insurance plan that is as sophisticated and reliable as your lifestyle.