Commercial Auto Insurance

If your business relies on vehicles to move people, products, or equipment, a standard personal auto policy is not enough. Most personal insurance plans specifically exclude accidents that occur while conducting business, which could leave your company vulnerable to massive out-of-pocket costs. Our Commercial Auto Insurance is designed to provide the high-limit protection and specialized coverage needed for cars, trucks, and vans used for business purposes. Whether you operate a single delivery van or a large fleet of service trucks, we ensure that your drivers, your vehicles, and your bottom line are protected against the unpredictable risks of the road.

We understand that a vehicle accident involves more than just repair costs; it involves potential liability lawsuits and operational downtime. Our policies offer a comprehensive range of protections, including higher liability limits than those typically found on personal policies, as well as specialized “Hired and Non-Owned” coverage for when employees use their own vehicles for work errands. With InsureMoreNow, you get a dedicated partner who understands the logistics of your business and provides the robust security needed to keep your operations moving forward, regardless of the traffic ahead.

• Bodily Injury Liability to cover medical costs and legal fees if your driver causes an accident

• Property Damage Liability to pay for repairs to other vehicles or structures

• Collision Coverage to repair or replace your business vehicle after an accident

• Comprehensive Protection for non-collision events like theft, fire, vandalism, and hail

• Uninsured Motorist protection for when the other driver lacks sufficient insurance

• Hired and Non-Owned Auto to protect your business when using rented or employee vehicles

• Medical Payments/PIP for injuries to your drivers and passengers regardless of fault

• Rental Reimbursement to keep your business running while your vehicle is in the shop

Choosing the right commercial auto policy requires a strategic look at your “radius of operation” and the type of cargo you carry. Our expert advisors help you navigate the complexities of “Combined Single Limits” (CSL) and state-mandated requirements, ensuring you have the legal and financial muscle to defend your business against major claims. We offer competitive rates and a variety of discounts for safe driving records, fleet safety programs, and multi-policy bundling. Don’t let a single traffic incident jeopardize your company’s future—secure a policy that is as reliable as the drivers who represent your brand.

At InsureMoreNow, we are committed to providing the rapid support that business owners demand. Our claims team is available 24/7 to help you manage the aftermath of an accident, from coordinating repairs with specialized commercial shops to handling complex liability negotiations. We believe that your business deserves professional-grade protection on every mile of the journey. Secure your fleet and your financial stability today with a commercial auto insurance plan that offers the perfect balance of road-tested security and exceptional value.