Umbrella Insurance

In an era of increasingly large legal settlements, your standard auto or homeowners liability limits may not be enough to protect your total net worth. Our Umbrella Insurance acts as a secondary shield, picking up where your primary policies leave off. If you are held responsible for a major accident, a serious injury on your property, or a complex legal dispute, this policy ensures that your savings, your home equity, and your future earnings aren’t wiped out by a single judgment. It is the ultimate safety net for your financial legacy.

We understand that you’ve worked hard for everything you own, and we believe that “good enough” coverage is a risk you shouldn’t have to take. An umbrella policy provides broad protection that extends beyond physical damage; it can also cover legal defense costs and claims like slander, libel, or false arrest that standard policies often exclude. Whether you are a high-net-worth individual or a growing family looking to secure your future, InsureMoreNow provides the high-limit protection you need to live with complete confidence.

• Extended Liability starting at $1 million and going up to $5 million or more

• Legal Defense Coverage for attorney fees and court costs, which are paid in addition to your policy limits

• Worldwide Protection that follows you anywhere in the world, even while traveling

• Broad Coverage for incidents like libel, slander, and invasion of privacy

• Personal Excess Liability for incidents involving your home, cars, or boats

• Landlord Protection for multi-unit owners facing tenant-related lawsuits

• Non-Owned Vehicle protection for accidents in rental cars or borrowed vehicles

• Gap Coverage for claims that your primary policies may not cover at all

Choosing an umbrella policy is one of the most cost-effective ways to secure massive financial protection. Because this coverage only kicks in after your primary limits are exhausted, the premiums are surprisingly affordable—often costing less than a dollar a day for a million dollars of extra security. Our expert advisors will help you determine the right limit based on your total assets and potential risks, ensuring you have a seamless “umbrella” of protection that leaves no part of your life exposed to the unexpected.

At InsureMoreNow, we are dedicated to providing the high-level risk management that modern life demands. Our claims team is specifically trained to handle complex, high-stakes litigation, providing the professional support and financial muscle needed to resolve major claims fairly and efficiently. We believe that true peace of mind comes from knowing you are prepared for the worst-case scenario. Secure your lifestyle and your future today with an umbrella insurance plan that offers the perfect balance of massive protection and exceptional value.