Earthquake Insurance

Prepare for the unpredictable with a policy designed to protect your home from the devastating impact of seismic activity. While earthquakes are often associated with specific geographic regions, the reality is that tremors can occur unexpectedly, leaving homeowners with catastrophic repair bills that are not covered by standard property insurance. Our Earthquake Insurance provides a dedicated safety net, covering structural repairs, personal property replacement, and the high costs of stabilizing your land or rebuilding your foundation after a significant event.

We understand that an earthquake doesn’t just damage a house; it can destabilize your entire financial future. Our policies go beyond simple structural fixes to include “Loss of Use” coverage, ensuring that if your home is red-tagged or unsafe to inhabit, your temporary living expenses are fully reimbursed. From minor cracks in the masonry to total structural collapses, we provide the specialized financial resources needed to restore your sanctuary. With InsureMoreNow, you can live with confidence, knowing that your most valuable asset is protected against the ground shifting beneath it.

• Structural Coverage to repair or rebuild the main frame and foundation

• Personal Property protection for furniture, appliances, and electronics

• Loss of Use reimbursement for hotels and meals if you are displaced

• Land Stabilization coverage to repair soil movement and sinkholes

• Debris Removal to clear wreckage and prepare your site for rebuilding

• Exterior Masonry options for chimneys, brick veneers, and stone finishes

• Building Code Upgrades to meet modern seismic safety standards during repairs

• Dedicated Deductibles tailored to your specific risk and budget requirements

Choosing the right earthquake protection requires an understanding of both your local geology and your home’s construction type. Our expert advisors help you evaluate the benefits of a dedicated policy versus an endorsement to your existing coverage, focusing on the specific vulnerabilities of your property. We offer competitive rates and a variety of deductible options, allowing you to secure a high-limit safety net without overwhelming your monthly budget. Protect your equity and your peace of mind today with a plan that is built to withstand the pressure of a major disaster.

At InsureMoreNow, we are committed to being the bedrock of your financial security. Our claims team is specifically trained to handle the complex engineering and appraisal challenges that follow a seismic event, providing transparent communication and technical expertise throughout the recovery process. We believe that true protection means being ready for anything, no matter how rare or sudden. Secure your home and your legacy today with an earthquake insurance plan that provides the perfect balance of resilience and reliability.