Classic Car Insurance

our classic car is more than just a vehicle; it is a labor of love, a piece of history, and a significant investment. Standard auto insurance often fails to recognize the true worth of a collector vehicle, typically focusing on depreciation rather than appreciation. Our Classic Car Insurance is designed to bridge that gap, offering “Agreed Value” coverage. This means we work with you to determine the fair market value of your car upfront, ensuring that in the event of a total loss, you receive the full amount agreed upon without the sting of depreciation.

Protecting a vintage or exotic vehicle requires a specialized approach that understands the “collector lifestyle.” These policies are built for cars that are driven for pleasure, car shows, and club events rather than daily commutes. Because your car spends more time in a secure garage than on the road, we can offer premium protection at a significantly lower cost than standard insurance. From original muscle cars to modern exotics, we provide the specific safeguards needed to preserve your vehicle’s legacy and your financial peace of mind.

• Agreed Value Coverage ensures you get the full insured value without depreciation

• Specialized Claims Handling by experts who understand vintage vehicle restoration

• Spare Parts Coverage to help you source rare and hard-to-find original components

• Flatbed Towing included in our roadside assistance to prevent undercarriage damage

• Restoration Coverage to protect your vehicle while it is under construction

• Flexible Usage Limits that allow for exhibitions, club meets, and weekend drives

• Automobilia Coverage for your valuable collectibles, signs, and tools

• Automatic New Addition coverage for 30 days when you add to your collection

Preserving the authenticity of your classic is our top priority. We understand that “good enough” isn’t an option when it comes to repairs, which is why our policies often allow you to choose your own specialized mechanic or restoration shop. Our team is dedicated to the enthusiast community, providing expert guidance on valuation and risk management so you can focus on the joy of the drive. Whether you own a single antique or a rotating collection of rare gems, we provide the white-glove service your investment deserves.

At InsureMoreNow, we share your passion for automotive excellence. We believe that a cherished vehicle deserves a protector who understands its story. Our commitment to you extends beyond a simple policy document; we provide a partnership dedicated to keeping automotive history on the road. Secure your legacy today with a Classic Car Insurance plan that values your vehicle as much as you do.